If you are buying a home with a loan, please be aware that the lending rules are getting tougher by the minute. One of the things you need to pay attention to is your funds.
If you plan to buy a home in the next two months, please don't move around your money unless you absolutely have to. And if you do move, please take out x from Bank A and deposit the same x to Bank B. Don't take out x, cash out y dollars, and deposit x-y dollars. Or take out x, add z dollars, and deposit x + y bucks. This will make the lender confused, and you will have plenty of explanation to do. If you have to add or subtract money, do it in another transaction.
Typically lenders need 2 months of bank statements, 2 months of pay stubs, and 2 years of work history/tax return. So have all your paperwork lined up before you enter into a contract will greatly improve the chance of a smooth transaction.
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